Accept that you are the real victim in all this. The moaning and groaning your dad has been doing about his bonuses won’t actually change his lifestyle. He isn’t the owner of the first-loss piece of the family collateralized-debt obligation: You are. Everything from summer sailing camp in the Bahamas to the smoking-hot Scandinavian nanny is probably now on a list of possible cutbacks. As totally unfair as these cuts are (you aren’t the one who lost all the money), you shouldn’t fight them. You don’t want to come across as “spoiled.